Privacy Policy

Your Right to Financial Privacy

     You have the right to know the privacy policies and practices of the financial institutions you deal with in respect to information sharing.  The Board of Directors of Lakeside State Bank acknowledge its customers' expectation that their financial and personal information is private.  Further, the Board recognizes the risks involved in failing to keep such information in the strictest confidence.  For these reasons, the directors and employees of Lakeside State Bank make every effort to fulfill the bank's duties in this area.  This notice describes our privacy policies and practices.

Information We Collect

     We collect non public personal information about you from the following sources: 1) information we receive from you on applications and other forms; 2)  information about our transactions with us, our affiliates or other; and/or 3)  information we receive from a consumer reporting agency. 

Categories of Information We May

Disclose about You

     It is the bank's practice not to disclose customer information unless such disclosure is:  1)  required by law, 2)  specifically allowed by law, or 3)  requested by the customer, directly or indirectly.

     The Federal Right to Financial Privacy Act governs the release of information to the Federal Government , including Federal agencies and Federal courts.

     The Oklahoma Financial Privacy Act governs release of information to state agencies, including information sought in connection with proceedings in state courts.  The requirements of these statutes will be followed.

Confidentiality and Security

     We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. 

     In order to protect the customer's privacy and to reduce the possibility of litigation, the bank's general policy, except in situations where disclosure is required or specifically allowed by law, is to require a written, signed (or otherwise authenticated authorization from the customer regarding any request for information that is made, regardless of the source of that request (including e-mail requests).

     Exceptions may be made only if the officer or employee has received information that reasonably identifies the requester as the customer or as an authorized representative of the customer.  Bank procedures will include an acceptable method of identifying the customer with reasonable certainty (drivers license#, Account #, amount of last deposit, etc.).  If the requester cannot meet the reasonable criteria selected by the bank, the information should not be provided.

     We will adhere to the privacy policies and practices as described in the notice regardless of continued customer relationship.

     If you are concerned about how information about you may have been used in connection with this web-site, or you have questions about the Lakeside State Bank privacy policy and information practices you should contact:
 

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Electronic mail is not necessarily secure. You should be very cautious when sending electronic mail containing sensitive, confidential information. As an alternative, you should consider sending it by postal mail.